Are you ready to receive your blessings?

When the soul is ready, the blessings will appear - Bo Sanchez

Are you ready to receive your blessings this New Year? I am. In fact my blessings started to come even before 2015 ended.

Are You Buying Things You Don't Need?

Are you buying things you don't need?

Not Earning Enough Or Just Spending Too Much?

How To Determine if You Are Not Earning Enough or Just Spending Too Much.

5 Days before payday... tiningnan mo ang wallet mo ... patay! YAIKS!!! Wala nang laman!?! Saan napunta ang pera ko?

Where did my salary go?

I was like this for many years, specially on my early years as an employee.  I was always excited when I received my first salary. We celebrated that night, drank a case of Red Horse beer... dalawa lang kami. Dahil lasing na, nag-taxi na pauwi. A few days before the next payroll, my wallet is already empty and had enough money for the jeepney fare for a few days.
So, in order to have lunch, utang muna! Pagdating sa hapunan, punta sa suking karenderya at... syempre utang! 

Buti na lang kung minsan nagpapadala pa ng pera ang parents ko noon, at least hindi ako nabaon sa utang!

Do You Know Where You Have Spent Your Salary?

Do you know where you have spent you salary? Or you are one of those who, after a week of receiving your salary, exclaims: "Hala! Ubos na ang sweldo ko?! Saan napunta pera ko?"

Then you would start thinking, what you have bought in the past week and how you spent on that night-out after getting your salary.

How Do I Get Out Of My Debts?

Are You Buried in Debts?

Me utang ka ba? Or Marami ka bang pinagkautangan? Or Masyado nang malaki ang utang mo? You have bills to pay, left and right, loans to pay, credit card debts ... You are deeply buried in debts that you are having sleepless nights wondering "How can I get out of my debts?"

If you asked yourself that question, hindi ka nag-iisa. I, too have asked that question. Now I am in the process of getting myself out of my debts; and that's what I wanted to share with you. "How am I getting out of my debts?"

You may be thinking, the only way to get out of you debts is by having more money.,. bigger salary, a business, winning the lotto, or bingo... 

Where Is This Blog Going At?

I have been reviewing my blog posts for the past few days. I created this blog so I can share my journey to my financial freedom; however, I ended up jumping from one topic to another. I admit, I created some of my posts out impulse, specially when I shared about how I invested in the stock market. 

Turning My Life Dreams Into Life Goals

Have you already down your life dreams? In my previous post, I described how I wrote down my dreams on the Novena to God's Love App. I wrote in as much details as I could what I want to have after three years, how much I want to earn starting the end of this year and I want to earn that amount.