Are You Buying Things You Don't Need?

Are you buying things you don't need?

Not Earning Enough Or Just Spending Too Much?

How To Determine if You Are Not Earning Enough or Just Spending Too Much.

5 Days before payday... tiningnan mo ang wallet mo ... patay! YAIKS!!! Wala nang laman!?! Saan napunta ang pera ko?

Where did my salary go?

I was like this for many years, specially on my early years as an employee.  I was always excited when I received my first salary. We celebrated that night, drank a case of Red Horse beer... dalawa lang kami. Dahil lasing na, nag-taxi na pauwi. A few days before the next payroll, my wallet is already empty and had enough money for the jeepney fare for a few days.
So, in order to have lunch, utang muna! Pagdating sa hapunan, punta sa suking karenderya at... syempre utang! 

Buti na lang kung minsan nagpapadala pa ng pera ang parents ko noon, at least hindi ako nabaon sa utang!

How Do I Get Out Of My Debts?

Are You Buried in Debts?

Me utang ka ba? Or Marami ka bang pinagkautangan? Or Masyado nang malaki ang utang mo? You have bills to pay, left and right, loans to pay, credit card debts ... You are deeply buried in debts that you are having sleepless nights wondering "How can I get out of my debts?"

If you asked yourself that question, hindi ka nag-iisa. I, too have asked that question. Now I am in the process of getting myself out of my debts; and that's what I wanted to share with you. "How am I getting out of my debts?"

You may be thinking, the only way to get out of you debts is by having more money.,. bigger salary, a business, winning the lotto, or bingo... 

Turning My Life Dreams Into Life Goals

Have you already down your life dreams? In my previous post, I described how I wrote down my dreams on the Novena to God's Love App. I wrote in as much details as I could what I want to have after three years, how much I want to earn starting the end of this year and I want to earn that amount.

How I Prepared For My Journey To Financial Freedom

Books that helped me improve my financial literacy

Just like on any long journey that you take, it is always best to prepare yourself for it. You determine where you want to go, how to get there, how long will you travel, how many clothes are you going to bring with you, how much money do you need and other things you need to prepare.

Before I started my journey to reach my financial freedom. I spent time preparing myself for it. How did I prepare myself for this long journey?

The Reasons I Started This Blog

Last month (August 7, 2015), the Truly Rich Club Caravan went to Roxas City. When I heard of it, I got so excited. I used to be a Gold member of Truly Rich Club for over a year. In all those time, I have learned a lot about handling personal finance. However, I have never taken any steps to put what I have learned into action. After sometime, when the amount in my virtual debit card was consumed, I did not bother to renew my Gold membership and got automatically downgraded to bronze membership.

Investing in the Philippine Stock Market for the First Time!

Investing in the  Stock Market

Investing in the Philippine Stock Market for the First Time!

Who would have though that someone like me would invest in the Philippine stock market? I earn less that PHP 20.000.00 a month (that;s less than US$500.00) and knows very little about investing in the stock market. Yet, last Tuesday, On the 1st day of September (2015) I bought my first stocks! I realized then how exciting it is to invest in the Philippine stock market.

How Do You Achieve Financial Freedom?

How Do You Achieve Financial Freedom?

What does Financial Freedom Mean?

I have mentioned the phrase Financial Freedom several times in my first two posts. Perhaps some of you asks what does Financial Freedom means?  Why am I talking about it in this blog? How can I achieve it? How can you achieve it?

My Journey to Personal Financial Freedom Begins

My Journey to Financial Freedom Begins

I'm so excited today! I am about to start... No! I have just started my journey to financial freedom!

I just got my account on COLfinancial verified and just on perfect timing too. The stock market had been plunging for the past few days (or weeks) and the news today says, it's started to climb. Hopefully, I'm not too late to buy at a bargain price.

Be Truly Free!

Welcome to Be Truly Free! 

Welcome to Be Truly Free. This blog is about my journey to financial freedom. I originally, I intended to put up this blog on a free hosting server as a subdomain. Unfortunately, the server is just about 94% reliable (for this week anyway). I could not even view my site for  over 11 hours yesterday. When it's online, it's just too slow.